Buying a Home Realtor Georgia Buying a Home Realtor Georgia

Kennesaw Homeowners Insurance: Why Rates Are Rising

Your Kennesaw or Marietta insurance renewal probably went up again this year, and it's not a fluke. Georgia premiums are rising faster than the national average, insurers are scrutinizing roof age more closely than ever, and a bad quote can derail a sale. Here's what's driving it and what you can actually do about it.

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How to Remove PMI in Kennesaw and Marietta, Georgia

Most Kennesaw and Marietta buyers put down less than 20 percent and end up paying private mortgage insurance every month without realizing when it's supposed to disappear. Georgia follows the same federal rules as every other state, but few homeowners know they can push PMI removal years ahead of schedule. Here's exactly how the timeline works and what your options are.

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Georgia Termite Letters: A Kennesaw & Marietta Buyer Guide

Most buyers never think about the termite letter until their lender asks for it. In Georgia, FHA and VA loans require one dated within 30 days of closing, and it works differently than a home inspection. Here's what the Wood Infestation Report actually covers, what it costs, and who typically pays in Kennesaw and Marietta.

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Septic & Well Homes in Dallas and Hiram: A Buyer's Guide

Most of Cobb County runs on city water and sewer — but Dallas, Hiram, and Cartersville don't. If the home you're eyeing sits on a private well and septic system, your Due Diligence period needs to cover more ground than a standard inspection. Here's what Georgia actually requires, what it costs, and what FHA and VA lenders check before they'll fund the loan.

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DSCR Loans in Cobb County: A 2026 Investor's Guide

Conventional lenders want two years of tax returns before they'll finance your next rental. DSCR loans skip that entirely and qualify you on the property's own rent instead. Here's how the down payment, rate, and approval timeline actually compare for Cobb County investors in 2026 — and when it's worth the extra cost.

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Rent or Sell Your Kennesaw Home? A 2026 Decision Guide

You've done the math on selling, but have you run the numbers on becoming a landlord? Converting your Kennesaw home into a rental sounds simple until you count property management fees, landlord insurance, and the tax clock ticking on your capital gains exclusion. Here's what actually happens to your bottom line either way you go.

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Are homes in Cobb County at risk of flooding, and is flood insurance required?

Cobb County is flagged as one of Georgia's highest-risk counties for inland flooding, with FEMA-mapped zones running through Kennesaw, Marietta, and Acworth. Before you write an offer or list your home, here's how flood zone status affects your financing, your insurance premium, and what Georgia sellers are actually required to disclose.

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What happens if your home appraises low in Kennesaw or Marietta?

Your Kennesaw or Marietta appraisal came back below the contract price — now what? Georgia's contract doesn't automatically protect you the way some buyers assume, and the real financing gap is usually bigger than the number on the report. Here's how buyers and sellers actually work through it, and how to protect yourself before you're ever in this spot.

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Kennesaw Wire Fraud Protection: What Buyers Need to Know

Most Kennesaw buyers never think about wire fraud until an email lands with new instructions for their closing funds. Real estate wire fraud drained $275 million from buyers and sellers nationwide in 2025 alone. Here's how Georgia's attorney-closing process already protects you, the red flags that mean a scam is in progress, and exactly what to verify before your money moves.

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Short-Term Rental Rules in Kennesaw & Cobb County (2026)

Georgia has no statewide short-term rental law, so the rules depend entirely on which side of the city line your home sits on. Kennesaw caps licenses at 150 and charges $250 to apply. Unincorporated Cobb County has required a $55 certificate since 2023. Here's what actually applies to your address, and what your HOA might block anyway.

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1031 Exchange Basics for Cobb County Investors

Most Cobb County landlords don't realize a 1031 exchange comes with a hard 45-day clock the moment their sale closes, not once they've found a replacement property. Here's how the identification and closing deadlines actually work, what Georgia's withholding rules require, and why lining up a qualified intermediary before you close is the step most investors miss.

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