Owner Financing a Home in Cobb County, GA: What to Know

Owner financing lets a Cobb County seller act as the bank, but in Georgia that means signing a security deed or a bond for title, not a standard mortgage. If the seller still owes money on the property, a due-on-sale clause can unravel the whole deal, and federal rules cap how the loan itself can be structured. Here is what actually happens if the buyer stops paying.