Home Financing Realtor Georgia Home Financing Realtor Georgia

2-1 Buydown vs. Permanent Points in Kennesaw, GA: Which Costs Less?

Builders across Kennesaw and Acworth are advertising rate buydowns instead of price cuts, but a temporary 2-1 buydown and permanent discount points work and cost very differently. This post walks through a real break-even example, plus the separate FHA, VA, and conventional contribution limits that apply, so you can tell which option actually fits your own timeline before you ask a seller for either one.

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