Delayed Financing: Refinancing After an All-Cash Purchase in Kennesaw
Winning a bidding war with an all-cash offer in Cobb County is one thing. Getting that cash back afterward is another. Fannie Mae and Freddie Mac both allow a faster path called delayed financing, but it comes with strict documentation rules, a lower loan cap than you might expect, and real differences between the two investors most cash buyers never hear about until their lender brings it up.
Should You Waive the Appraisal on a Conventional Loan in Kennesaw?
More Kennesaw lenders are offering to skip the appraisal on conventional loans, using automated data instead of an in-person visit. It can save you time and a few hundred dollars, but skipping that independent look at the property also means skipping the one safeguard confirming you're not overpaying. Here's how to tell whether your lender's waiver is actually good news for your specific purchase.