Most Kennesaw buyers are surprised when their Loan Estimate lands. The number is real — typically $10,000–$16,000 in total closing costs and prepaids on a median-priced home — and it breaks down into categories most people have never seen before. Here's exactly what's on that page, what it means, and which line items you can actually push back on.

Buyer closing costs in Kennesaw and Marietta run 2–5% of the purchase price. Here's the line-by-line breakdown of what you'll actually pay in Georgia in 2026.