Most VA buyers walk into a Marietta purchase expecting the process to run like a conventional loan, then get caught off guard by the funding fee, a stricter appraisal, or a termite report they didn't budget for. Here's what changes with a VA loan in Cobb County, what it actually costs, and how your offer holds up against the competition.

Most Kennesaw and Marietta buyers are caught off guard when their Loan Estimate lands. The real number usually falls between $9,000 and $18,000 in closing costs and prepaids on a median-priced home — and it's made up of line items most buyers have never seen before. Here's what's actually on that page, and which costs you can push back on.

Most Kennesaw buyers are surprised when their Loan Estimate lands. The number is real — typically $10,000–$16,000 in total closing costs and prepaids on a median-priced home — and it breaks down into categories most people have never seen before. Here's exactly what's on that page, what it means, and which line items you can actually push back on.