Most buyers never think about the termite letter until their lender asks for it. In Georgia, FHA and VA loans require one dated within 30 days of closing, and it works differently than a home inspection. Here's what the Wood Infestation Report actually covers, what it costs, and who typically pays in Kennesaw and Marietta.

Most of Cobb County runs on city water and sewer — but Dallas, Hiram, and Cartersville don't. If the home you're eyeing sits on a private well and septic system, your Due Diligence period needs to cover more ground than a standard inspection. Here's what Georgia actually requires, what it costs, and what FHA and VA lenders check before they'll fund the loan.